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CPI report: USD slips as we anticipate inflation data

The US dollar's recent drop reflects investor reactions to upcoming inflation data and the Fed's rate decision, with inflation expectations and policy moves influencing the currency's future trajectory.

scrabble inflation
Source: Pixabay
Picture of Bridgette Laszlo
Bridgette Laszlo
Content Strategist, Chicago

Key points

  • US dollar index softens to around 106 amid anticipation of inflation data
  • Consumer inflation expectations rise to 3% for the next year
  • Fed's rate decision on December 18th is crucial for dollar strength
  • Potential Fed rate cut of 25bps to 4.5% could affect the dollar
  • Market focus on balancing inflation control with economic growth

US dollar softens ahead of CPI report

The US dollar index has softened to around 106 from recent record highs this morning as investors react to inflation data this week. It appears as though the incoming Trump presidency’s effects on the dollar have begun to subside, and the Federal Reserve’s rate decision on December 18th holds strong weight in the dollar’s strength. As of October, the Consumer Price Index (CPI) increased to 315.66, marking an overall consistent monthly rise of around 2% for the past 3 months. Forecasts suggest a US CPI of 313.8 by the end of December. These figures are important due to core CPI being considered such a strong indicator for inflation.

US consumer inflation expectations increase

In November 2024, U.S. inflation expectations for the next year rose to 3%, up from 2.9% in October, which was the lowest since October 2020. The rise in U.S. consumer inflation expectations suggests that consumers anticipate higher price levels in the near and medium term, which could influence the Federal Reserve's approach to interest rates. Given that the Fed aims to maintain inflation around a 2% target for economic stability, expectations above this target might prompt it to consider raising interest rates to prevent actual inflation from rising too rapidly. Higher interest rates generally lead to reduced borrowing by consumers and businesses, which can slow spending and help contain inflation. However, the Fed must balance this with the need to support economic growth and employment, as higher rates can also dampen economic activity. Anticipations of rate hikes can further impact financial markets, influencing the U.S. dollar's strength.

US Fed meeting ahead as rate cut forecasts are calibrated

Federal Reserve officials appeared optimistic regarding inflation and a stronger labor market, suggesting the potential for further interest rate cuts at a cautious pace. They emphasized that monetary policy decisions depend on short-term economic trends and warned against premature rate reduction decisions. The recent data volatility and uncertainty about the neutral interest rate's effect on economic activity have added to the challenges of monetary policymaking. Some members recommended maintaining restrictive rates if inflation continues, while others supported faster cuts if labor markets weaken. Economists’ Forecasts suggest the Fed Funds Rate will face a 25-basis points (bps) cut to 4.5% this December 18th meeting.

What’s next for USD?

The US dollar's recent softening in the forex market, indicated by a decline in the dollar index to around 106, has been influenced by anticipation of upcoming inflation data and the Federal Reserve’s impending rate decision. The recent increase in consumer inflation expectations to 3% could prompt the Fed to consider maintaining or even raising interest rates to keep inflation in check, as their target is around 2%. This could strengthen the dollar if higher rates are anticipated, as they typically reduce borrowing and spending, thus containing inflationary pressures. Conversely, some Federal Reserve officials have expressed optimism about inflation subsiding and maintaining a robust labor market, suggesting potential Fed rate cuts could still be on the table if economic conditions warrant them. The Fed's decision on December 18th is critical; a 25-bps cut to 4.5% is forecasted, which may add to the greenback's current softness if markets interpret it as a move towards a more accommodative monetary policy. Overall, the dollar's direction will likely hinge on how the Fed balances inflation concerns with economic growth and employment considerations in the coming weeks.

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  3. Open, monitor, and close positions on USD pairs

Trading forex requires an account with a forex provider like tastyfx. Many traders also watch major forex pairs like EUR/USD and USD/JPY for potential opportunities based on economic events such as inflation releases or interest rate decisions. Economic events can produce more volatility for forex pairs, which can mean greater potential profits and losses as risks can increase at these times.

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Reviewed by:
Frank Kaberna
Director of Strategy, Chicago